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	车险报案千万不能提的几个字，否则一分钱都不赔 | 杨玉启理财工作室
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        <div class="model-title">车险报案千万不能提的几个字，否则一分钱都不赔</div>
        <p class="model-time">2015/08/06 06:00  杨玉启 阅读 11088 </p>
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        <p style="">当车受到损伤时，你是怎么报车险的呢，你是否知道 ，当你说了这几个字的时候，保险公司是拒绝赔偿的呢。先在就和S君看看吧。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><span style="color: rgb(0, 176, 80);"><strong style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; font-style: inherit; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;">1、“拖车”</span></strong></span></p><p style="">如果您的车在拖车时与别的车发生了碰撞，怎么办?</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><img src="./mrzx/6357438802796501443126971.jpg" title="1.jpg" alt="1.jpg"></p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><span style="margin: 0px; padding: 0px; font-style: inherit; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;">这样应对：</span>就当从来没拖过车。千万别提你在拖带车辆或者被别人拖带，否则不管你有没有事故责任，保险公司一律不赔。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><span style="color: rgb(0, 176, 80);"><strong style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; font-style: inherit; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;">2、“没系安全带”</span></strong></span></p><p style="">车子撞到了石墩上，坐在副驾上的乘客甩出车外，摔成重伤。交管认定车主对事故负全责。在赔偿问题上，投保公司认定“车上人员”赔付，而车主认为应按三责险赔。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><img src="./mrzx/6357438806759348924054644.jpg" title="2.jpg" alt="2.jpg"></p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style="">第三者应是指被保险人以外的受害人。而徐然作为事故发生时的车上乘员，应认定为“本车人员”。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><span style="color: rgb(0, 176, 80);"><strong style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; font-style: inherit; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;">3、“停车场丢车”</span></strong></span></p><p style="">凡是车辆在收费停车场或营业性修理厂中被盗，保险公司一概不负责赔偿。因为上述场所对车辆有保管的责任，在保管期间，因保管人保管不善造成车辆损毁、丢失的，保管人应承担责任。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><img src="./mrzx/6357438808091821963015931.jpg" title="3.jpg" alt="3.jpg"></p><p style=""><span style="margin: 0px; padding: 0px; font-style: inherit; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></span></p><p style=""><span style="color: rgb(0, 176, 80);"><strong style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; font-style: inherit; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;">4、“自家车撞自家人”</span></strong></span>第三者责任险中的第三者通俗地讲，第三者就是排除4种人：即保险人、被保险人、本车发生事故时的驾驶员及其家庭成员、被保险人的家庭成员。还不仅在车险中，在其他责任险中也有相关规定。</p><p style=""><span style="margin: 0px; padding: 0px; font-style: inherit; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;">攻略：</span>千万别跟人过不去，尤其是自家人。</p><p style=""><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></p><p style=""><img src="./mrzx/6357438809014220665166675.jpg" title="4.jpg" alt="4.jpg"></p><p style=""><span style="margin: 0px; padding: 0px; font-style: inherit; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><br style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"></span></p><p style=""><span style="color: rgb(0, 176, 80);"><strong style="margin: 0px; padding: 0px; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; font-style: inherit; max-width: 100% !important; box-sizing: border-box !important; word-wrap: break-word !important; border: 0px; font-family: inherit; font-size: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;">5、“撞破小灯别报案”</span></strong></span></p><p style="">如果您的车在撞车时，打破了一个小灯找保险公司，他绝对屁颠屁颠给您赔，根据“凡是殷勤必定有鬼”的定理，你没有占便宜而是吃大亏了。每辆车的全险大概在2500-5000之间（更贵的车会更贵），如果您在一年的保险期内没有索赔，那么您将在下一年投保时获得10%的无赔款优待，这笔帐您自己算算，如果索赔数额太小，哎，就这样算了吧，不如10%的折扣来的实在。</p><p><br></p>
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